Disclaimer: saloansonline.co.za and easyonlineloans.co.za are information site. Solutions Financial Loans is independent NCR-registered provider at 104 Oxford Rd Rosebank. Terms apply, affordability checks required.
Solutions Financial Loans is a one stop credit & finance service provider dedicated to cover your financial needs in Rosebank, Johannesburg. Get flexible solutions for all your everyday financing needs.
What is Solutions Financial Loans?
Located at 104 Oxford Rd, Rosebank, Johannesburg, 2196, Solutions Financial provides:
- Personal loans that do not need security (unsecured)
- Personal secured loans (using asset)
- Debt consolidation – combine multiple debts into one payment
- Credit recovery plans – rebuild after blacklisting
Best for Johannesburg residents who have multiple store accounts (Truworths, Woolworths, etc.) and want one lower payment.
Services Offered at Rosebank Branch
| Service | Amount | Best For |
|---|---|---|
| Unsecured Personal Loan | R5,000 – R150,000 | No collateral, based on salary |
| Secured Personal Loan | Up to R300,000 | Lower rate if you have car/property |
| Debt Consolidation | Combine R10k – R300k debt | 1 payment instead of 5 store accounts |
| Credit Recovery | Custom plan | Blacklisted clients rebuilding score |
Debt Consolidation Rosebank – Trending in 2026
Old Mutual Monitor 2026: 64% of working South Africans have personal loans, many have 3-5 store accounts. Solutions Financial trending because they consolidate:
Example: You pay R500 Truworths + R700 Woolworths + R600 Capitec loan + R400 RCS = R2,200 per month at 28% average.
Consolidated: One payment R1,600 for 24 months at lower rate (if approved). You save R600 per month.
How Debt Consolidation Works
- Bring all debt statements to 104 Oxford Rd
- They check total debt and affordability
- If approved, they pay off your small debts
- You repay Solutions Financial one amount monthly via debit order
Solutions Financial Loans Contact Details
Area: Rosebank, Sandton, Parktown, Johannesburg North
Services: Unsecured loans, secured loans, debt consolidation, credit recovery
How to Apply: Visit branch with ID, 3 months bank statements, payslip, all debt statements if consolidating
Solutions Financial vs Other Johannesburg Lenders
| Lender | Specialty | Walk-in? |
|---|---|---|
| Solutions Financial Rosebank | Debt consolidation | Yes – 104 Oxford Rd |
| Hello Joburg Cash | Instant cash R500-R8k | Yes – Joburg CBD |
| Wespark Cash Pretoria | Payday R500+ | Yes – 66 INNERSNGL |
| RCS Loans Online | Personal loans from R2000 | Online only |
How to Increase Approval for Debt Consolidation
- Bring ALL debt statements – hiding debt causes decline
- Show 6 months bank statements, not 3 – proves stability
- Don’t take new debt 2 months before applying
- Ask for longer term (36 months) to lower monthly payment – improves affordability
FAQ – Solutions Financial Rosebank
Is Solutions Financial legit?
Listed on saloansonline.co.za at 104 Oxford Rd Rosebank. Check NCR registration and ask for NCRCP number at branch. Never pay upfront fee.
Do they help blacklisted clients?
They offer credit recovery plans – not guaranteed loan. They help you rebuild and may consolidate if affordability allows. All NCR lenders must do credit check.
How long does approval take?
Personal loan 24-48 hours, debt consolidation 3-5 days because they need to verify all debts you want to consolidate.
Source: saloansonline.co.za Solutions Financial listing. Updated Oct 2026.